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Physician-Induced Billing Stress Disorder. 

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Suzi opens the medical chart.

She already knows she is in trouble.

Not because the procedure is complicated. Not because the hospital forgot to send medical records. Not because the insurance company changed the rules again.

Because Dr. Know-it-all touched it.

Let’s meet today’s patient. Jack Smith went in for a cardiac catheterization at the hospital last week. The procedure went fine.

The documentation did not.

Who Is Dr. Know-it-all?

Dr. Know-it-all is a highly respected physician. He can diagnose coronary artery disease. He can perform procedures that most people cannot pronounce. He can explain the anatomy of the heart in remarkable detail.

He cannot document what he just did in a way that anyone can bill for services.

Not because he does not know how. Because he has decided it is beneath him.

Months ago, Suzi built him a superbill for hospital procedures. Every procedure the practice performs is listed. Every CPT and ICD 10 code with description is listed. All he had to do was circle the right ones.

That’s it. No  AAPC coding certification required. No medical billing experience required. Just match the procedures he performed to the codes sitting right next to them.

Circle. The. Codes.

Dr. Know-it-all looked at the superbill once. “Waste of time.”

It went into a drawer and was never seen again.

Suzi’s Blood Pressure Begins Rising.

Here is how hospital procedures actually work. The procedure is done at the hospital, not in the office. The charges come through about a week later. By then, Suzi is working off two things: the hospital operative report and whatever the physician scribbled on his own note.

And those two things do not match.

The operative report says Procedure A. His handwritten note says Procedure B. Sometimes he writes it out in words. Sometimes abbreviations. Sometimes half a procedure. Sometimes something that was never performed at all.

So now Suzi has a choice. Bill what the physician wrote, or bill what actually happened in the room.

The Amazing Discovery.

After enough years in cardiology, Suzi learns something every good RCM specialist already knows. The hospital operative report is the legal record of what was done. The physician’s handwritten note is a suggestion. And when they conflict, the report wins every single time.

So she reads the operative report. She understands the procedure well enough to know when the physician’s own note is wrong about the procedure he performed.

Suzi codes the procedures correctly. She always codes it correctly.

She understands what that means. A physician with twenty years of experience is handing his RCM team documentation so far off from his own operative report that someone else has to catch it before it becomes a problem. The claim is coded accurately. It goes out clean because Suzi fixed what the physican refused to.

The Confrontation.

One day, Suzi asks, politely, if the CPT codes can just be circled on the superbill she already built. Not a crazy request. Not unreasonable. Not even difficult.

What she gets back is not an answer. It is an attack.

The procedures are “clear as day.” She should just know. And then the real line, the one that tells you everything about the physician who said it:

“I truly doubt you have any cardiology experience. If you are not competent enough, please leave. Do not be involved with cardiology billing.”

This to the head of the RCM team. The person who has been correcting his documentation so his medical claims go out correctly.

Funny how the people who never touch a medical claim are always the experts on claim submission. And the one questioning everyone else’s competence is the one who could not be bothered to circle a code on a sheet built for him.

Who Actually Pays For This?

Not the physician.

The RCM team pays, in hours spent reconciling a note against an operative report that never should have conflicted. The practice pays in time. And every minute Suzi spends decoding which version of reality is real is a minute she is not spending on the work she was actually hired to do.

The physician performs the procedure and considers his part finished. The accurate medical claim only exists because someone behind him did the documentation he decided was beneath him.

Final Diagnosis.

Physician-Induced Billing Stress Disorder is real, and the carrier is always the same. A brilliant physician who can open an artery but cannot, or will not, document which artery he opened in a way that matches the operative report.

Symptoms include refusing to use the tools built specifically for him, handing over notes that contradict the procedure record, attacking the RCM team while creating the exact problems the RCM team has to fix, and believing accurate reimbursement appears on its own.

So here is what you do about it.

Build the superbill if you have not already, and make using it a documented expectation, not a favor you are begging for. Circle every code that applies, not the one he feels like writing. Put the request in writing with a date, so there is a record that the tool exists and the physician chose to ignore it.

Reconcile every handwritten note against the operative report before you code. The report is the legal record. When the note contradicts it, the report wins, and you document your reasoning. 

Take the pattern to whoever controls the money, whether that is the practice owner, the corporation, or the physician himself when he signs his own payroll. Show them the gap between what he documents and what he actually performed. A physician’s ego will not respond to a polite request. It responds to a dollar figure and the person who has to absorb it. 

And if you are the one catching every one of these with no authority and no appreciation, please listen to me. The codes are accurate because you made the corrections. The physician who questioned your competence handed you handwritten documentation that did not match his own operative procedure note, then went home and slept fine. 

There is no cure for Physician-Induced Billing Stress Disorder. There is only the RCM team that keeps the practice running in spite of it. 


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